IFSC Code
Himachal Pradesh State Cooperative Bank Ltd IFSC Code - Ratnari
Branch Details
How to Transfer Funds Using Himachal Pradesh State Cooperative Bank Ltd Ratnari IFSC Code?
You can transfer money electronically to the Himachal Pradesh State Cooperative Bank Ltd Ratnari branch using the IFSC code HPSC0000447. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code HPSC0000447.
- The system will automatically verify the branch name as **Ratnari** located at Ratnari Tehsil Kotkhai Pin 171225.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd Ratnari?
The IFSC Code of Himachal Pradesh State Cooperative Bank Ltd Ratnari is HPSC0000447. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Himachal Pradesh State Cooperative Bank Ltd Ratnari?
The MICR Code for Himachal Pradesh State Cooperative Bank Ltd Ratnari is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Himachal Pradesh State Cooperative Bank Ltd Ratnari located?
The branch is located at Ratnari Tehsil Kotkhai Pin 171225, in the city of Kotkhai, Shimla district, Himachal Pradesh.
4. How can I use the HPSC0000447 IFSC code?
You can use HPSC0000447 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.