IFSC Code
Indian Overseas Bank IFSC Code - Dharwad
Branch Details
How to Transfer Funds Using Indian Overseas Bank Dharwad IFSC Code?
You can transfer money electronically to the Indian Overseas Bank Dharwad branch using the IFSC code IOBA0001053. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code IOBA0001053.
- The system will automatically verify the branch name as **Dharwad** located at 1 Floor Dr Mishra Buildings Karnataka University Road Sapthapura Dharwad Pin 580001.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Indian Overseas Bank Dharwad?
The IFSC Code of Indian Overseas Bank Dharwad is IOBA0001053. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Indian Overseas Bank Dharwad?
The MICR Code for Indian Overseas Bank Dharwad is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Indian Overseas Bank Dharwad located?
The branch is located at 1 Floor Dr Mishra Buildings Karnataka University Road Sapthapura Dharwad Pin 580001, in the city of Hubli-dharwad, Dharwad district, Karnataka.
4. How can I use the IOBA0001053 IFSC code?
You can use IOBA0001053 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.