IFSC Code
Indian Overseas Bank IFSC Code - Ludhiana Main
Branch Details
How to Transfer Funds Using Indian Overseas Bank Ludhiana Main IFSC Code?
You can transfer money electronically to the Indian Overseas Bank Ludhiana Main branch using the IFSC code IOBA0000047. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code IOBA0000047.
- The system will automatically verify the branch name as **Ludhiana Main** located at 1 St Floor,sainkik Rest House, Kacheri Road,ludhiana,pin 141001.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Indian Overseas Bank Ludhiana Main?
The IFSC Code of Indian Overseas Bank Ludhiana Main is IOBA0000047. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Indian Overseas Bank Ludhiana Main?
The MICR Code for Indian Overseas Bank Ludhiana Main is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Indian Overseas Bank Ludhiana Main located?
The branch is located at 1 St Floor,sainkik Rest House, Kacheri Road,ludhiana,pin 141001, in the city of Ludhiana, Ludhiana district, Punjab.
4. How can I use the IOBA0000047 IFSC code?
You can use IOBA0000047 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.