IFSC Code
Indian Overseas Bank IFSC Code - Joshimath
Branch Details
How to Transfer Funds Using Indian Overseas Bank Joshimath IFSC Code?
You can transfer money electronically to the Indian Overseas Bank Joshimath branch using the IFSC code IOBA0003718. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code IOBA0003718.
- The system will automatically verify the branch name as **Joshimath** located at No.1,narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. Pin - 246443.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Indian Overseas Bank Joshimath?
The IFSC Code of Indian Overseas Bank Joshimath is IOBA0003718. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Indian Overseas Bank Joshimath?
The MICR Code for Indian Overseas Bank Joshimath is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Indian Overseas Bank Joshimath located?
The branch is located at No.1,narsingh Temple Road, Upper Bazar, Joshimath, District - Chamoli, Uttarakhand. Pin - 246443, in the city of Joshimath, Chamoli district, Uttarakhand.
4. How can I use the IOBA0003718 IFSC code?
You can use IOBA0003718 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.