IFSC Code
Indian Overseas Bank IFSC Code - Kharagpur
Branch Details
How to Transfer Funds Using Indian Overseas Bank Kharagpur IFSC Code?
You can transfer money electronically to the Indian Overseas Bank Kharagpur branch using the IFSC code IOBA0001289. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code IOBA0001289.
- The system will automatically verify the branch name as **Kharagpur** located at Purathan Bazaar Sitala Sweets First Floor Kharagpur Pin 721301.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Indian Overseas Bank Kharagpur?
The IFSC Code of Indian Overseas Bank Kharagpur is IOBA0001289. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Indian Overseas Bank Kharagpur?
The MICR Code for Indian Overseas Bank Kharagpur is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Indian Overseas Bank Kharagpur located?
The branch is located at Purathan Bazaar Sitala Sweets First Floor Kharagpur Pin 721301, in the city of Kharagpur, North 24 Parganas district, West Bengal.
4. How can I use the IOBA0001289 IFSC code?
You can use IOBA0001289 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.