IFSC Code
Kotak Mahindra Bank Limited IFSC Code - Ludhiana
Branch Details
How to Transfer Funds Using Kotak Mahindra Bank Limited Ludhiana IFSC Code?
You can transfer money electronically to the Kotak Mahindra Bank Limited Ludhiana branch using the IFSC code KKBK0003901. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code KKBK0003901.
- The system will automatically verify the branch name as **Ludhiana** located at Kotak Mahindra Bank Ltd., Upper Ground Floor, B-19-400/2, Rani Jhansi Road, Civil Lines, Ludhiana - 141001, Punjab.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Kotak Mahindra Bank Limited Ludhiana?
The IFSC Code of Kotak Mahindra Bank Limited Ludhiana is KKBK0003901. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Kotak Mahindra Bank Limited Ludhiana?
The MICR Code for Kotak Mahindra Bank Limited Ludhiana is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Kotak Mahindra Bank Limited Ludhiana located?
The branch is located at Kotak Mahindra Bank Ltd., Upper Ground Floor, B-19-400/2, Rani Jhansi Road, Civil Lines, Ludhiana - 141001, Punjab, in the city of Ludhiana, Ludhiana district, Punjab.
4. How can I use the KKBK0003901 IFSC code?
You can use KKBK0003901 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.