SWIFT / BIC Code

Universal Capital Bank SWIFT Code - Na

FFBMMEPG
Podgorica, Montenegro Country Code: ME

SWIFT Details

Bank Name
Universal Capital Bank
SWIFT Code
FFBMMEPG
Country
Montenegro
City
Podgorica
Branch Name
Na
Country Code
ME

Anatomy of SWIFT Code: FFBMMEPG

A SWIFT code is built of 8 or 11 characters depending on the branch specificity. Here is how your code is constructed:

FFBM Bank
ME Country
PG Location
XXX Branch
  • FFBM Represents the bank name (first 4 letters).
  • ME Represents the country code (2 letters, 'ME').
  • PG Represents the city/location code (2 letters/digits).
  • XXX Represents the specific branch office (3 characters, optional).

Frequently Asked Questions

What is the SWIFT code for Universal Capital Bank in Podgorica?

The SWIFT code of Universal Capital Bank in Podgorica is FFBMMEPG. This identifier code is unique to this specific bank branch location.

Is SWIFT code the same as BIC code?

Yes, SWIFT codes and BIC (Bank Identifier Codes) are exactly the same thing. BIC is the official international standard, and SWIFT represents the Society for Interbank Financial Telecommunication network that runs it.

How do I send money internationally using this SWIFT code?

When sending a global bank wire to Universal Capital Bank, you must provide this SWIFT code (FFBMMEPG) along with the beneficiary name, account number, bank address, and currency choice to your local bank.

Wire Transfer Guide

Make sure you have all the correct information before sending international funds:

  • 1 Beneficiary Bank SWIFT Code: Double-check the 8 or 11 digit SWIFT code (FFBMMEPG).
  • 2 Beneficiary Name & Account Number: Use the exact legal name registered with the bank.
  • 3 Bank Details: Bank Name (Universal Capital Bank) and Address/City (Podgorica).
  • 4 Intermediary Banks: Some transfers require routing through a third bank; consult your bank's wire transfer desk.