IFSC Code
Union Bank Of India IFSC Code - Focal Point Ludhiana
Branch Details
How to Transfer Funds Using Union Bank Of India Focal Point Ludhiana IFSC Code?
You can transfer money electronically to the Union Bank Of India Focal Point Ludhiana branch using the IFSC code UBIN0560413. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code UBIN0560413.
- The system will automatically verify the branch name as **Focal Point Ludhiana** located at Scf 2&3 Urban Estate Phase Ii Focal Point.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Union Bank Of India Focal Point Ludhiana?
The IFSC Code of Union Bank Of India Focal Point Ludhiana is UBIN0560413. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Union Bank Of India Focal Point Ludhiana?
The MICR Code for Union Bank Of India Focal Point Ludhiana is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Union Bank Of India Focal Point Ludhiana located?
The branch is located at Scf 2&3 Urban Estate Phase Ii Focal Point, in the city of Ludhiana, Ludhiana district, Punjab.
4. How can I use the UBIN0560413 IFSC code?
You can use UBIN0560413 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.