IFSC Code
Utkarsh Small Finance Bank IFSC Code - Ludhiana
Branch Details
How to Transfer Funds Using Utkarsh Small Finance Bank Ludhiana IFSC Code?
You can transfer money electronically to the Utkarsh Small Finance Bank Ludhiana branch using the IFSC code UTKS0001588. Follow this step-by-step transaction guide:
- Log in to your bank's official internet banking portal or open their mobile banking application.
- Navigate to the **'Fund Transfer'** or **'Add Beneficiary'** option.
- Enter the beneficiary's name and their account number.
- In the IFSC field, enter the 11-digit code UTKS0001588.
- The system will automatically verify the branch name as **Ludhiana** located at Plot No.4 Municipal No.b-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002.
- Confirm the beneficiary registration and choose your transfer method: **NEFT**, **RTGS**, or **IMPS**.
- Enter the amount you wish to transfer and complete the transaction securely via OTP verification.
Important: Always double check the account number and IFSC code before authorizing a transaction to avoid failures or incorrect deposits.
Frequently Asked Questions
1. What is the IFSC Code of Utkarsh Small Finance Bank Ludhiana?
The IFSC Code of Utkarsh Small Finance Bank Ludhiana is UTKS0001588. This 11-digit alphanumeric code is mandatory for all online fund transfers, including NEFT, RTGS, and IMPS.
2. What is the MICR Code for Utkarsh Small Finance Bank Ludhiana?
The MICR Code for Utkarsh Small Finance Bank Ludhiana is NA. It is a 9-digit code printed on the bottom of cheque leaves, used primarily for faster clearing of cheques.
3. Where is Utkarsh Small Finance Bank Ludhiana located?
The branch is located at Plot No.4 Municipal No.b-26-4 New Lajpat Nagar Pakhowal Road Ludhiana Punjab-141002, in the city of Ludhiana, Ludhiana district, Punjab.
4. How can I use the UTKS0001588 IFSC code?
You can use UTKS0001588 to transfer money electronically via internet banking or mobile apps. Simply add the beneficiary, enter their account number, name, and this IFSC code to initiate a secure NEFT, RTGS, or IMPS transaction.